与钱对话,与五位一体的双语体例擦出火花
题记:临在当下,才能授以未来。一直以来,我们商务英语都秉持“课堂即分享,分享即课堂(The teaching is composed of sharing,and sharing is all that matters to the teaching.)”的教学理念。2021年11月6日,本学期第七次商务英语授课,因为防疫之需,所以开启了线上授课的模式。期间,邀请了班级胡新生同学分享“与钱对话”。在此基础上,依托五位一体的双语教学体例,引入了哈姆雷特式的经典追问“To be or not to be,that's a question.”,对胡同学的分享进行了点评。与钱对话,且看如何与五位一体的双语体例擦出火花。
结缘保险
新生同学从亲身经历出发,阐述了从一个“抗保分子”到如何一步步转变成“保险重度爱好者”的心路历程,深刻地理解了保险的功能和意义,毅然决然选择了从事保险业。从个人销售开始,到组建团队,再到转岗培训讲师、营销管理,通过影响更多的保险人让更多的家庭拥有保险。他立志让每个家庭都拥有保险,这也是他的使命和责任。
觉(jiao)VS觉(jue)
“觉”是个多音字,一是睡觉的“jiao”,另一是觉醒的“jue”,分别代表了两种状态,有些人很痛苦是因为他还没有觉醒,正所谓痛则不通,通则不痛。如何从jiao的状态变成jue的状态呢?每个人都拥有自己的钱袋子,不管是靠工资还是靠投资,也不论是开公司或是搞项目,抑或是买股票、买基金、买房产等,无论赚多赚少,最终赚来的都会放到钱袋子里面。除了赚钱还要花钱,想要让钱袋子里面的钱越来越多,就必须要开源节流,两者缺一不可。但不管是赚钱还是省钱,我们的钱袋子都会有一个洞——风险漏洞,它不会因为个人的意志而转移,辛辛苦苦赚来的和省下的,都会从这个洞漏掉。一旦发生风险漏洞,不仅仅自己辛苦赚来的钱会漏掉,亲朋好友的钱袋子都跟着发生风险漏洞。赚钱靠勤劳、靠能力;省钱靠控制力;守钱靠的是智慧。
堵住风险漏洞靠的就是保险。保险,虽不是赚钱最好的工具,但却是守钱不可缺少的工具。选择堵上风险漏洞证明有责任心,对自己的财务负责任,对自己的家人家庭负责任。买还是不买,堵还是不堵,选A还是选B,这是个问题。
财富核心
新生同学诙谐幽默地分享名人事件、家庭事件、大佬事件、企业事件以及豪门事件,阐述了财富的核心并不是我们认为的财富的量的多少,而是三大关系,一是人与人的关系,二是人与钱的关系,三是钱与钱的关系。要把事情处理好,先把关系处理好。关系如果处理不好,很多事情会变得很糟糕。只有通过金融工具与法律工具相结合的方法,才能更好地解决好事业和家庭面临的六大问题:企业资产与个人资产的问题;债权债务与资产处置的问题;个人资产与家庭资产的问题;家庭资产与夫妻资产的问题;子女婚姻与父母资产的问题;资产传承与子女继承的问题。金融工具是事前管理,而法律工具则是事后运用。因此,金融工具是事前的选择而法律工具只能是事后的弥补。选择金融工具处理三大关系,一定要以法律为准绳。
守住财富的三大工具
钱是由金和两个戈组合而成,金代表的就是钱,戈代表的是工具,想要让钱越来越多,必须要用好两个工具:一个是赚钱的工具,一个是守钱的工具。而收钱的三大金融法律工具,为人寿保险,家族信托和公证遗嘱,只有运用好三大工具,才能更好地构筑风险资产与家庭财富的防火墙,实现资产隔离,攻守兼备。在投资型资产、消费型资产和保全型资产中,唯有保险才能真正拥有所有权、控制权和受益权。保险就是在不确定的未来中,布局一笔确定性的安排,将确定的财富、确定的收益在确定的时间给确定的人,兑现对家人的爱与承诺,实现资产的稳健增值,合理合法地规避风险。
新生同学在课堂直播间频频互动,案例贴近生活,不时还抛出一些问题引发同学们的思考,绝对hold住全场,课堂直播间里不时有“火箭”“游艇”等相继出现,互动满满,讨论区“棒棒棒”“yyds”“感谢新生”“我已经决定梭哈保险了”……氛围不输线下课堂,甚至超过了线下的热烈程度。
与对话擦出火花
针对胡同学对金融工具和法律工具选择的阐述, Mr. Sun在直播间引入了哈姆雷特式经典发问“To be or not to be,that's a question.”,让分享染上了五位一体的双语体例的色彩。针对 “Jiao”与“Jue” 的说文解字,老师给出了“To fall asleep or to wake up, that's a question.”的英文追问;针对新生同学“是成为家人的负担还是对家人负责” 的灵魂拷问,老师给出了“To be a burden to the family or to be responsible for the family, that's a question.”的造句;针对新生同学对权益的思考,老师给出了“To choose equity or liability , that’s a question.(选择收益权还是债权,这是一个问题)”的回应。老师总是在不经意的地方,随时给我们输出他独特的英语教学方式,套用上次习得的句式“Without Mr. Sun’s daily thinking, there would be no his unique way of teaching English.”,给才华横溢的Mr. Sun 手动点赞,为Mr. Sun打call……
1. 严 浩:To work or to rest, that's a question. 工作还是休息,这是个问题。
2. 王文娟:To eat or not to eat, that's a question. 吃或不吃,是个问题。
3. 王逊超:To liberate by military force or by a peaceful means,that's a question. 武统还是和平统一,这是一个问题。
4. 胡新生:Double eleven is coming. To buy or not to buy, that's a question. 双十一买或者不买,是个问题。
5. 陈昶吉:Life is a multiple choice question, to go left or to go right, that's a question. 人生向左还是向右,这是个问题。
6. 徐 菲: To study or to work overtime,that's a question. 选择学习还是加班,这是个问题。
7. 张帮华:To stay or to leave, that's a question. 撤退还是坚守,这是个问题。
8. 赵玉香:To be a white-collar or to start up a business, that's a question. 做名白领还是创业,这是个问题。
9.沈小力:To live ideally or in reality, this is a question. 生活在理想之中还是现实之中,这是个问题。
10. 姚 瑶: To survive or to destruct,that's a question.生存还是毁灭,这是个问题。
11. 杨 雪: To go running or not to go running, that's a question.跑还是不跑,这是个问题。
12.周 静: To insist on or to give up, that's a question.坚持还是放弃,这是个问题。
13.刘红生: To spend time in studying with daughter or to further my study at AH-MBA at weekends, that's a question.是陪女儿还是到学院学习,这是个问题。
14.汪秀玲: To further study or to hunt a job, that's the university graduate's question. 就业还是深造,是大学毕业生需要面对的问题。
15.姜明海: To be innovative or to be conservative, that's a question. 创新还是守旧,这是个问题。
16.夏 俊:Is fuel better or electricity better,that's a question. 传统燃料好还是电力好,这是这个问题。
17、李 剑: To achieve success or to suffer failure, this is a question. 成功还是失败,这是个问题。
18.李姗姗:To enjoy this moment or to achieve the future, that's a question.享受当下还是成就未来,这是个问题。
19.葛 云:To be diligent or to be lazy, that's a question. 勤政还是懒政,这是一个问题。
20.金朋望:To be Forward or to be backward, that's a question.前进还是后退,这是个问题。
21.李 焕:To be free or to make money,that's a question. 追求自由还是追求金钱,这是个问题。
22、陈宝宁:To invest or not to invest, that's a question.投资或者不投资,这是个问题。
23、金 阳:To make investment or to make savings,that's a question. 投资还是储蓄,这是一个问题。
24.贺艳红: To work hard or to lay back, that's a question.奋斗还是躺平,这是个问题。
25.李厚林: To love or not to love, that's a question. 爱还是不爱,这是个问题。
26.胡永威: To be positive or to be negative, that's a question.是积极向上还是消极颓废,这是个问题。
27.王 伟:To stay in or to go out,that's a question. 待在隔离间还是外出走一走,这是一个问题。
28.倪莉莉:To keep clean by using water or to save water, that's a question.是保持清洁还是节约用水,这是个问题。
29.章 侃: To pick up to lay down,that's a question,拿起还是放下,是个问题。
30.茆 鼎: To do exercise or to rest,that's a question. 运动还是休息,是个问题。
31.龚莞容:To do good or to be evil,that's a question. 善良还是邪恶,这是一个问题。
32.倪爱杰: To accept or to refuse,that's a question. 接受或拒绝,这是个问题。
33.胡文彦: To savagely honest or hypocoristic,that's a question. 绝对真诚还是虚伪,这是个问题。
34.林亦平: To choose to be big and strong or small and beautiful,that's a question facing enterprises. 企业做 大而强还是小而美,这是个问题。
35.黄经纬: to come late to class or not to come at all, that's a question. 迟到还是不到,这是个问题。
36.李淑萍:To let go of the children or to keep the children under control, that's a question. 鸡娃还是散养,这是个问题。
37. 黄 琳: To survive or to destroy,that's a question.生存和毁灭,这是个问题。
38.吴 鹏: To take advice or go my own way, that's a question. 听人劝还是我行我素,这是个问题。
39.李怀文:To quit or to get, that's a question. 舍还是得,这是个问题。
40.张 兵: To give up and to keep up, that's a question. 放弃还是坚持,这是个问题。
41、张德伍:To reward or to punish,that is a question. 奖励还是惩罚,这是个问题。
42.陈小妮:To keep up or to give up, that's a question. 坚持还是放弃,这是个问题。
43.王娟娟:To promote the green social development or to develop the economy at the expense of polluting the environment, that is a question. 推动绿色发展还是为了牺牲环境,这是个问题。
44. 陈 波:To make up missed lessons or not, that's a question. 补课还是不补,这是个问题。
45.汪元春:To forgive or to forget, that's a question. 原谅还是忘记,这是个问题。
46.李方平:To keep calm or to get angry, that's a question,平静还是愤怒,这是个问题。
47. 王 玉:To go out on a business or to stay in the business, that's a question.出差还是不出,这是个问题。
48. 洪东升:To keep prices going up or to keep full employment, that's a question. 是要通胀还是要就业,这是个问题